If you had not sold 941.HK, 1883.HK, ...(those so called high-dividend-yield stocks), you would have more stocks % and less cash %, ... then, what would you feel now? ...
I think the most important is sleeping well at nights.^^
In recent 2~3 years, my stock portfolio is always at >95% of my whole wealth(excluding residential apartment). If adding up my two MPF accounts, it is now >99%.
Is it too risky? or Am I afraid? ...
The answer is "No!"
Why? ...
Because I believe that my stock portfolio members can give me satisfactory dividends in coming 1-year. (I think it's not necessary to predict for two or three years later.) And such dividend incomes allow me to do reinvestments, i.e. buying more shares to generate more next 1-year dividends.
Yet I "don't" recommend just "buy and hold"(i.e. do not change) stock portfolio members!
I sometimes(in fact, quite often) do "stocks switching" when necessary or when chances approached. The aim is trying to "maximise" the portfolio value and the expected total annual dividends income.
I "do not guess the market".
I usually do "switch switching" at same day. In order not to add new money, I will do "selling" first before "buying".
Billy Sir,
I understand you are a sophisticated investor. I don't know whether my present investment strategy is suitable for anyone or not, but I am satisfacted with it and so sleep well at nights.(+ Not holding america stocks!)^^
巴菲特都持有大量現金，乍看是損失機會成本，但焉知非福，更好的機會也許隨時會降臨。
回覆刪除最衰都是內子,成日話要我小心,輸晒$就要我自己找工作養家,但不要預佢.嚇到我保守得肯,否則成績會好些.
刪除一個可以安心睡覺的組合👍
回覆刪除有鬼用,我有失眠病,組合怎樣都睡不好😂
刪除哈哈,忍不住笑左😂
刪除成日想問你
回覆刪除你提早退休
之前冇年金
退休後是靠什麼被動收入來維持
2005年我退休時有6球,80萬作了買樓首期,其餘大多是股票,股息夠食.當年物價平,不計供樓,每月一萬左右已夠用.
刪除Billy Sir,
回覆刪除my straight talks/feelings:
If you had not sold 941.HK, 1883.HK, ...(those so called high-dividend-yield stocks), you would have more stocks % and less cash %, ... then, what would you feel now? ...
I think the most important is sleeping well at nights.^^
In recent 2~3 years, my stock portfolio is always at >95% of my whole wealth(excluding residential apartment). If adding up my two MPF accounts, it is now >99%.
Is it too risky? or Am I afraid? ...
The answer is "No!"
Why? ...
Because I believe that my stock portfolio members can give me satisfactory dividends in coming 1-year. (I think it's not necessary to predict for two or three years later.) And such dividend incomes allow me to do reinvestments, i.e. buying more shares to generate more next 1-year dividends.
Yet I "don't" recommend just "buy and hold"(i.e. do not change) stock portfolio members!
I sometimes(in fact, quite often) do "stocks switching" when necessary or when chances approached. The aim is trying to "maximise" the portfolio value and the expected total annual dividends income.
I "do not guess the market".
I usually do "switch switching" at same day. In order not to add new money, I will do "selling" first before "buying".
Billy Sir,
I understand you are a sophisticated investor. I don't know whether my present investment strategy is suitable for anyone or not, but I am satisfacted with it and so sleep well at nights.(+ Not holding america stocks!)^^
Anyway I can't sleep well because I got a {sleep sick}😂
刪除I am 63 You still a young one We are not in same situation
刪除不如炒下2800波幅？相對底位小小買，1年操作幾次，十幾％回報好容易，我係睇池兄個blog學反來😂風險都好底，成個恒指，就算上年年頭咁差，始終都會升返，又唔需要成日理佢，仲有息收，billy sir覺得點？
回覆刪除可否給我池兄個blog址.
刪除https://www.blogger.com/profile/11162570051240423987
回覆刪除你個blog，我都係係佢個blog度搵到😂
回覆刪除