I think you should not classify self-use properties as investment assets. My target is to maximise yearly dividends income and to maximise overall stocks value as well.
And I also "don't" think you have to add more 016.HK at this moment.
I say 016.HK is the best among those "local bigs" and you have already got a little of it. Now that HK interest rate is going up and real estate market is turning down. There are risks ahead.
And there are plenty of "good" stocks (with div. yield >6%p.a.) nowadays.
Only when you become "optimistic" and are prepared to "hold" a certain amount (say HK$2M) of stocks in long run's thought (but subject to "stocks switching", I always say so) may you consider to buy more 016.HK.
I know you have sold your apartment before, but the buyer was withdrawn then.
I think selling self-use apartment is an big issue.
There are too many HK people made this decision and are now living in poor conditions.
For stocks market and even 016.HK, it is full of uncertainties.
I think if an investor is good in stocks investment, he/she may maximise its return/value in any certain amount. There is no need always to add new money in the stocks portfolio.
Billy Sir,
回覆刪除Good morning!
Yes, 016.HK is the best.
The selling point is its malls, somewhat like 823.HK, but in gorgeous dress up and with higher dividend yield.
^_^
可惜若計埋自住物業,地產權益佔我財產頗重比例,再加注地產股時會謹慎些.
刪除Billy Sir,
刪除Just to express my little ideas ~
I think you should not classify self-use properties as investment assets. My target is to maximise yearly dividends income and to maximise overall stocks value as well.
And I also "don't" think you have to add more 016.HK at this moment.
I say 016.HK is the best among those "local bigs" and you have already got a little of it. Now that HK interest rate is going up and real estate market is turning down. There are risks ahead.
And there are plenty of "good" stocks (with div. yield >6%p.a.) nowadays.
Only when you become "optimistic" and are prepared to "hold" a certain amount (say HK$2M) of stocks in long run's thought (but subject to "stocks switching", I always say so) may you consider to buy more 016.HK.
Just all my thinkings.
Good Luck!
^_^
我想法與你有點不同,假設我沽了自置物業,必重注16.
刪除Billy Sir,
刪除I know you have sold your apartment before, but the buyer was withdrawn then.
I think selling self-use apartment is an big issue.
There are too many HK people made this decision and are now living in poor conditions.
For stocks market and even 016.HK, it is full of uncertainties.
I think if an investor is good in stocks investment, he/she may maximise its return/value in any certain amount. There is no need always to add new money in the stocks portfolio.
^_^
坦白講,我近半財產是這間廿年樓齡的舊樓,若不是要顧及內子的感受,我一定再賣過.
刪除Billy Sir,
刪除I think you have a clever wife!
^_^
I hope so
刪除