1964年恒指成立時100點，今天收市27286點，即54年不計股息升了272倍，因此好多財務分析師都認為盈富基金(2800)是累積財富的優質工具。可能講得多，所以相信的人也甚多。
但恒指的驕人升幅全集中60-90年代，這段時間是香港黃金期，香港經濟基數低，增長率自然大，但90年代後，香港經濟已到成熟期，增長明顯放緩。盈富基金(2800)是否仍能成為累積財富的工具，亦頗成疑問。
當然你可捕捉升跌浪來買賣盈富獲利，但不理價月供就須三思了。我是一個願聽不同意見的人，知有網友有月供盈富，請問近一年、三年、五年計的戰果如何？請指教。
我看淡首負代價，put輪賬蝕1550元，吾認輸still hold！
買盈富態度應該和買指數一樣才對, 適合沒有太多財務知識及不追貼市況的投資者
回覆刪除低風險 回報理論上都不會太高
買盈富話指數都要睇睇你對當地經濟發展有沒有信心
60-90年代香港經濟起飛 自然升幅較大
近年多人買新興市場指數, 不過風險較高便是了
盈富/指數有其減低組合風險的用處, 但若當盈富/指數是發達/加大財富數字的工具 很可能是想太多
巴菲特亦經常推介一般小投資者買指數
回覆刪除主因其覺得一般投資者真的沒有能力去分析公司價值
與其這樣還不如和大市同步 不用煩
對新手來說，買2800比股仔安全得多。
刪除今年開始月供,暫時輸了7%.
回覆刪除但指數基金個邏輯係買齊一堆夠代表性的公司, 唔理短期波幅, 跟隨地方經濟發展上落.
幾個指數基金, 2800, 2823, 標普500都係長期uptrend的
我個人覺得除非個地方經濟長期向下,唔係都好難會輸的.
回報照計應該會好過通漲GE或者至少同通漲睇齊.
點都好過儲現金GE
問題是香港能否象以前般，跌了會升番，日本就試過跌了升吾番。
刪除看看近期入指數的2382，1093，1177都是有炒家預先炒高股價，迫指數基金高追。2382不久前都是50以下，但2800接貸時已經是150。2800長遠是uptrend，但有時會被打刧。
刪除說得有道理。
刪除今日的恆指同往日嘅恆指都好唔同。除左有更多中資背景嘅成份股，港資背景的公司都有內地業務。買嘅唔止係香港經濟，仲有內地經濟。
回覆刪除更複雜，更難估。
刪除感覺盈富基金的成份股質素愈來愈差, 如果我買ETF應該會買美國的指數基金
回覆刪除愈講愈覺2800吾掂。
刪除前鋒：BMO納斯達克ETF(3086),安碩納指100(2834),標普小盤成長股600-iShares(NASDAQ:IJT),S&P Software & Srvs ETF SPDR(XSW),Ark Web X.0 ETF(ARKW)
刪除中場：道指ETF-SPDR(DIA),XTR美國(3020),領航標普500(3140),南洋(212)
後防：維他奶(345),中電(2)
守門：香港中華煤氣(3),2%cash
我無法跑嬴美股,所以近月轉策略主力買Main indexes & ETF,巴老的說話有一定參考性,但只適用於美國。
若股市出現大調整，你用甚麼來買平貨？
刪除我用月供方式及每月相同注碼買美國ETF,不理會股價升定跌。
刪除SELL ARKW,圖表走勢不是太理想
刪除SELL some IJT, buy S&P Smallcap Health Care Port PS(PSCH)
刪除SELL PSCH,add more DIA
刪除此留言已被作者移除。
刪除前鋒：Invesco QQQ Trust(QQQ),標普小盤成長股600-iShares(Nasdaq:IJT), SPDR S&P Software & Services ETF (XSW)
刪除中場：道指ETF-SPDR(DIA),SPDR S&P 500 ETF(SPY),XTR美國（3020)，南洋(212)
後防：SPDR S&P Health Care Equipment(XHE),Health Care Select Sector SPDR ETF(XLV) 維他奶(345),中電（2）
守門：香港中華煤氣(3)，2%cash
美股ETF佔組合72%
加重醫療sector
Buy North American Tech-Software Ishares ETF(IGV)
刪除sell 212, since not enough money
Buy Dynamic Software ETF(PSJ)
刪除sell half ITJ
Buy US Medical Devices Ishares ETF(IHI)
刪除sell little 3020 tomorrow
前鋒：Invesco QQQ Trust(QQQ),標普小盤成長股600-iShares(Nasdaq:IJT), SPDR S&P Software & Services ETF (XSW)，North American Tech-Software Ishares ETF(IGV), Dynamic Software ETF(PSJ)
刪除中場：道指ETF-SPDR(DIA),SPDR S&P 500 ETF(SPY),恆生（11),友邦(1299)
後防：SPDR S&P Health Care Equipment(XHE),US Medical Devices IShares ETF(IHI),Health Care Select Sector SPDR ETF(XLV) 維他奶(345),中電（2）
守門：香港中華煤氣(3)，2%cash
美股ETF佔組合73%
sell ITJ, half XSW, little DIA
刪除buy Microsoft(MSFT), Salesforce(CRM), iShares MSCI USA Momentum Factor(MTUM)
開始嘗試買1,2隻個股
Hi,I agree with you. The growth of 2800 hinges on two factors - the economy growth of Hong Kong as well as China. The rapid growth of 2800 was directly proportional to the Hong Kong economy in past decades, for it mainly compromised most prominent companies within different industries.The performance of 2800 indicated the actual economic growth rate of Hong Kong, unveiling the profits-making abilities of Hong Kong companies; However, our economy seems to be suffered from stagnation nowadays, for our economy mainly depends on real estates and exports industries which are regarded as non-stable prospect, given they are influenced by other economies and US monetary policies. The recent stagnated growth in a past decades even is regarded as a gift from China who introduced CPEA and robust demand for our housing to boost our economy. Through ironic it is, our glamorous has been fading gradually,losing our edges in an international stage and relying too much on China.
回覆刪除In recent years, some Hong Kong companies in 2800 are even replaced by China companies. In other words, 2800 is not a mere index to indicate Hong Kong economy anymore. China is also suffered from a number of problems, ranging from a trade war with arch-rival US, raising labor cost due to labor shortage, raising debts ratio in different provinces.
Buying 2800 is not a prudent choice anymore?
好多謝你的詳細分析，講晒我的心聲。
刪除Yes.One may be curious that why US stock market always hits a record high, but Hong Kong and China counterparts seem to be suffered from a stagnation. I think the clue lies on the economy structure.
刪除US economy mainly relies on technology companies, namely Apple and Amazon, entitled as tech giants in the world with creativity and abilities to direct the trend of future. Their growth cannot be estimated,giving stimulus to US economy and its stock market.
However, the tech giants in China, Alibaba and Tencent, their growth only relies on a huge population in China - but not the world market- and a controlled policy introduced by the government leading them to have monopoly power. Is they comparable to US tech giants? I don't think so.
你講的有道理.
刪除騰訊,阿里已隱約見到他們各自的天花板,但美國科技企業的未來potential,仍前途不可限量,所以我美股ETF佔組合76%,不會等股災買,有可能如信報出名大淡友羅家聰所言,美股牛市只過了一半,尚有十年牛市光景。
刪除