座右銘: 要幸福其實好簡單, 與人為善, 好好珍惜已擁有的, 活在當下, 活好每一天。
I think investors may consider to buy and hold 005.HK for dividends income instead of "repeatedly" setting up 1-year time deposits year by year.I think 005.HK is "safe" enough now. I mean it is now safer than last 1~3 years.^_^
Its major shareholder, 2318.HK, may buy more of it sooner or later.^_^
鐘記sir話防禦型投資者宜持倉25-75%之間,即係長時間最少25%現金在手,其實拿25%現金做定期無壞。
Chung Sir is right! ... especially to himself.Just my little opinion ~ I think investment depends on individual investor's personality, investment experience, financial knowledge, cash liquidity,courage, etc.Good Luck!^_^
P.S. I also have 2 time deposits, approx. 8% of my total liquid assets as of today. All RMB.^_^
多過10%HSBC要英政府批准。
同意鐘生看法。
Chung Sir have many fans.The most important is an investor can sleep well at night.^_^
反正都是香港賺錢 ，不如買中銀香港和恒生？
But 005.HK pays you 6%p.a.^_^
前兩者較安全，但股息的確差好遠。
持有匯豐當自己買左bond算
心態合理。
I think investors may consider to buy and hold 005.HK for dividends income instead of "repeatedly" setting up 1-year time deposits year by year.
回覆刪除I think 005.HK is "safe" enough now. I mean it is now safer than last 1~3 years.
^_^
Its major shareholder, 2318.HK, may buy more of it sooner or later.
刪除^_^
鐘記sir話防禦型投資者宜持倉25-75%之間,即係長時間最少25%現金在手,其實拿25%現金做定期無壞。
刪除Chung Sir is right! ... especially to himself.
刪除Just my little opinion ~ I think investment depends on individual investor's personality, investment experience, financial knowledge, cash liquidity,courage, etc.
Good Luck!
^_^
P.S. I also have 2 time deposits, approx. 8% of my total liquid assets as of today. All RMB.
刪除^_^
多過10%HSBC要英政府批准。
回覆刪除同意鐘生看法。
刪除Chung Sir have many fans.
刪除The most important is an investor can sleep well at night.
^_^
反正都是香港賺錢 ，不如買中銀香港和恒生？
回覆刪除But 005.HK pays you 6%p.a.
刪除^_^
前兩者較安全，但股息的確差好遠。
刪除持有匯豐當自己買左bond算
回覆刪除心態合理。
刪除