而近來亦聽到友人的業主不加租，叧一個更特別，一次過付租一年九折優待，我問他怕吾怕業主經濟出問題，他說已住了近三個月，若業主出事，弄起法律程序來租約都滿了。法律我是門外漢，不便多言。
大市雖然反彈不少，但恆指成份股平均PE仍僅11.64倍；Yield 3.08%。況且除藍籌股外，還有多隻高息股值得購入，這包括越秀系一門雙傑405及1052。匯控(005)*、大眾金融(626)、AEON(900)、遠東發展(035)、大快活(052)、匯賢(87001)**。當然若經濟吾好，上述企業也可能減派股息，但相信也會有個度，使坐貨者有息可收。
其實有錢都不還清樓按，用來買實力股套息差也冇壞，除了稅貸外，樓按的利息最低，但最重要是量力而為及高度關注現金流。
*匯控(005)也屬藍籌股。**匯賢(87001)要用人民幣交易。
是的, 但要小心借來的錢在其他投資損手, 會被左右兩巴
回覆刪除我以前也用樓按(約2.26%利息)來買股，平過股票行孖展息好多。
刪除Local "Big Ear Loan" listed companies :~
回覆刪除086.HK
626.HK
900.HK
They are regarded as "3 local financial treasures" and have >6%p.a. dividend yields.
^_^
Keep it if you want
刪除student sir, #86 3.62 bought in, my favorite, 7% yield!
刪除好奇問, 點解student 個個post 都講哥幾隻?
刪除Topow Great Sir,
刪除I bought 086.HK @HK$3.65 few days ago.
But it doesn't matter whether an investor bought it at HK$3.60, HK$3.70 or HK$3.80 because I have considered the followings:-
1. Comparing the 1 year share price chart of 086.HK with its parent company 056.HK and grandparent company 373.HK, I discover that 086.HK is too much falling behind.
2. In view of 086.HK's 6-months results announced, I think we should not be so "afraid of" its full year results! (Though I guess it will not be with flying colours ... because global stocks markets in 2nd half year of 2018 are overall not so good.)
3. Its dividends paid-out history gives me the confidence of holding it, with 7%p.a. dividend yield.
4. It has quite low PB.
In conclusion, I think 086.HK is undervalued now.
######
Wong Sir,
I am holding a stocks portfolio for long run dividends income, but subject to "stocks switching" when necessary.
I only recommend stocks of my investment portfolio because I have confidence in them. This makes me only recommending a few stocks.
^_^
我也想知，不過隻900真的好掂，他推介給我多次都冇領情，走寶呀！
回覆刪除嗰三隻係财仔三宝。😊
回覆刪除86我吾熟，626及900的確不錯。
回覆刪除財仔3寶、同你一樣86真係唔多知盤數點~~~
刪除我今次在900@6.75上車了、雖則3萬股不多~~~
626本來想$3上車買5萬股試上車、遲疑了幾天巳升上$3.2就放棄了上車之念~~~~
負資產都係心理壓力多於實際效果。供完至少有得收租或自住，其實問題不大。
回覆刪除怕的是份工的穩定性，因好多低首期者是銀行本身員工，一旦被栽員可能就要付清賃款，負資產難轉按。
回覆刪除