免責聲明:

免責聲明:本網誌純屬個人文章, 所有評論全是表達個人意見, 絕對不應視作為投資見議. 本人同時不能保證文章內容的確實性. 讀者必須自行判斷和研究. 至於讀者的一切投資決定, 不論成敗得失. 一概與本人無關.

2020年3月4日星期三

減息不利銀行股

美國聯儲局突然大幅減息半厘,擴闊息差無望,銀行股當然冇運行,匯控(005)跌$1.75;渣打(2888)跌$2.14;中銀(2388)跌$0.85;恆生(011)跌$7.2;而東亞(023)卻因聘請高盛為業務作全面檢討,股價升了$1.48或>7.8%。上述銀行中以恆生管理質素最好,但股價不論銀碼及百份比均跌得最深;相反管理質素最弱的東亞,卻因聘得高盛做顧問,成績未見,股價就逆市大升,真係令人摸不著頭腦。
利益申報:本人持有匯控股票權益。

4 則留言:

  1. Billy Sir,

    But it can be good for some local "small banks" & "loan sharks", e.g. 086.HK; 626.HK; 900.HK.

    They borrow money from big banks such as HSBC.

    When market interest rate is downward or even stable for a long time, they can restructure new borrowings and can pay lesser borrowing interest.

    But of course, their short term share prices may be suffered as a whole when 005.HK & 011.HK are with downward trends.

    Good Luck!

    ^_^

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    1. Safety is most important than making money for me 。

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    2. I think in HK, smaller banks are also "strong enough" to pay dividends. Up to now, they still have healthy balance sheets. No worry of them.

      But HSBC is different. Its global business makes it always have too much goodwills and too much employees.

      Dividends are coming from profits. Over past 5 years, 005.HK's net profits totalling HK$16.6, but it paid cash dividends totalling HK$19.8 (from aastocks.com). I am afraid this pattern might not be carried on.

      Just my little thinkings.

      Good Luck again.

      ^_^

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  2. 對派息比率太高既會好有介心。
    303我見而家都好平。student 兄又會唔會諗?
    但佢派息比連都好高,PB 又唔平。。。。

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